Privacy Policy

Last updated: January 2025

1. Introduction

Skellig Capithorn ("we", "us", "our") is committed to protecting the privacy of visitors and clients. This Privacy Policy explains what personal data we collect, why we collect it, and how we handle it when you use our website and services.

2. How We Use Your Data

• To establish identity and fulfill legal and regulatory requirements.
• To deliver, operate and enhance our platform and offerings.
• To handle payment transactions and identify potentially fraudulent behavior.
• To reach out to you about your account status, service enhancements and assistance needs.
• To send marketing communications where you have consented (you may opt out at any time).

3. International Transfers

Where personal data is transferred outside your jurisdiction, we ensure appropriate safeguards are in place, including standard contractual clauses.

4. Your Rights

Subject to applicable law, you may request access, correction, deletion, restriction or portability of your personal data, and you may object to certain processing. To exercise these rights, contact us via the address below.

5. Cookies

We employ mandatory and usage-tracking cookies to function the website and analyze user behavior. Cookie preferences can be adjusted through your browser configuration.

6. Security

We implement organizational, technological and structural protections aimed at safeguarding personal data from unlawful access, exposure, modification or loss. No infrastructure provides complete protection, and absolute security cannot be assured.

7. Legal Basis

We process personal data under one or more of the following lawful bases: performance of a contract, compliance with a legal obligation, our legitimate interests, or your consent.

8. Changes

This Policy may be modified periodically. The current version will remain accessible here with the revision date indicated.

9. Data Retention

We retain personal data for as long as necessary to provide services and satisfy legal, regulatory and accounting requirements - typically at least five years after the closure of an account.

10. Sharing and Disclosure

We may disclose personal data to licensed payment facilitators, identity verification and sanctions screening vendors, hosting service providers, legal and financial advisors, and regulatory bodies as mandated by applicable legislation. Personal data is not commercially traded.

11. Information We Collect

• Identity data - name, date of birth, government-issued identification for onboarding and KYC/AML compliance.
• Contact data - email address, phone number, postal address.
• Financial data - payment details, transaction history, source-of-funds information.
• Technical data - IP address, browser type, device identifiers, cookies and usage analytics.

12. Contact

For privacy questions or to exercise your rights, contact the Skellig Capithorn Data Protection team via our contact page.

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